Sunday, July 26, 2009

Going Green

What Does "Going Green" Mean?

You hear this “going green” so much! It dawned on me that it’s not going away… in fact it’s magnifying. Let me share some information with you from when I started researching.
Link~www.GreenHomeGuide.com

They even offer a newsletter!

Save on Home Insurance

Not all homeowner’s insurance policies are created equal. While most policies cover property, liability and loss of use, they don’t all cost the same. InsWeb, an online insurance resource, suggests several ways homeowners can save on their insurance premiums.

Shop around. By comparing coverage and rates from several carriers, you’ll know if you’re getting the best deal.
Look for multi-policy discounts. Does your auto insurance company also provide home insurance? Many insurance providers will offer their customers discounts for buying more than one product.
Only buy the coverage you need. If you don’t live in a flood-prone area, for example, you may not need costly flood insurance.
Review your insurance policy limits once a year. Update your home inventory and notify your agent of any major purchases or additions to your home. Also keep in mind that many insured possessions depreciate over time. As you update your inventory, the value of your possessions could mean more or less coverage.
Consider raising your deductible. Increasing your deductible by a few hundred dollars can reduce your monthly premium.
Look for homeowner discounts. If your home has safety features such as dead-bolt locks, fire extinguishers, an alarm system, and smoke detectors, you may be able to get a lower premium. Some insurers also offer discounts to homeowners over age 55 and to smoke-free households.

With the money you save, just think what you can do to increase the value of your home.

Posted By Martha Bethel At 11:16 AM • Comments (0) Trackbacks (0)